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With the recent power outages in Broken Hill and Far West NSW impacting many families and surrounding communities, we again stand prepared with Unity Bank's Community Support Package to assist you: Community Support Loan​1 Special unsecured personal loan up to $10,0002 Terms up to 10 years and repayment deferred up to 3 months3  Highly competitive personal loan interest rate (currently 5.25% p.a. 4 comparison rate 5.25% p.a. 5) Waived Unity Bank establishment fees and express service6 Deferred home loan repayment Deferred loan repayment option available on qualifying existing and new Unity Bank home loans and home loan refinances3 Member support Practical and tailored assistance to help you and your family get your finances back in shape If you have been impacted by recent power outages, we are ready to assist. Please give us a call on 1300 36 2000. DisclaimerCredit eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate are current as at 30/10/2024 and subject to change. 1. Community Support Loan applications are subject to approval. 2. Up to $5,000 for Members and up to $10,000 for Members who hold a Unity Bank Mortgage. 3. Loan deferment option available at the discretion of the Bank and subject to approval. Interest accrues and is capitalised to the loan throughout the approved loan repayment deferral period. 4. Interest rate shown applies to an unsecured personal loan rate. 5. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Interest rates are on a per annum basis. 6. Other fees and charges may apply and will be specified at the time the loan is approved. Loan deferment option, community support loan and refinance offer available at the discretion of the Bank and subject to approval. Unity Bank Limited ABN 11 087 650 315 AFSL/Australian Credit Licence 240399.

We will acknowledge receipt of your application at which time we will advise you of our initial assessment and, if necessary, seek other information from you for the purpose of fully assessing your application. We may also need to gather information from a third party, such as a credit reporting agency, to enable us to fully assess your application. Upon receiving all the relevant information, your application will be fully assessed and you will receive a phone call or email to let you know if your loan has been approved, subject to any conditions. At that time we will also discuss the next steps involved in progressing your loan application. Please note the following regarding the information you provide. In submitting your application you agree, in making an application for credit to us, that, in assessing the application we may seek and obtain personal information about you from a credit reporting agency or other financial institution or any other party necessary to assess your application and may give personal information about you to another financial institution. You also agree that we may hold and use personal information about you, which may at any time be provided to us in connection with a facility for which you make application to us, for the purposes (as relevant) of: considering any other application you may make to us; complying with legislative and regulatory requirements; performing administrative functions, including accounting, risk management, record keeping, archiving, systems development, credit scoring and staff training; managing our rights and obligations in relation to external payment systems; conducting market or customer satisfaction research; developing, establishing and administering alliances and other arrangements (including rewards programs) with other organisations in relation to the promotion, administration and use of our respective products and services; developing and identifying products and services that may interest you; and (unless you ask us not to) providing you with information about other products and services. For further information on the way we collect and use your information, please click here to view our full Privacy Policy.

Knowing what documents you need when applying for a personal loan can be tricky. Below is a list of necessary items to help you when applying for a personal loan.   Personal identification One primary photographic ID (eg. driver’s licence or passport) or two non-photo IDs (eg. birth certificate, citizenship certificate, council rate notice, ATO tax assessment notice, bank cards, credit cards)   Proof of income For full time/part-time & casual employment, please supply your most recent payslip. Self Employed, you will need to supply the last 2 years lodged tax returns and your most recent Notice of Assessment (must be issued within the last Financial Year).   Items needed for a secured car loan A tax invoice for the car you are buying, that includes: car registration number vehicle ID number (VIN) or chassis number engine number purchase price Current Registration papers A current full comprehensive Insurance Policy Other supporting documentation may be required upon request. For more information please call 1300 36 2000 and speak with one of our lending specialists. Credit eligibility criteria, terms and conditions, fees and charges apply