Latest News

  Unity Bank unveils new brand identity, bringing members together under one united future Unity Bank today announced the launch of its new brand identity, marking a significant milestone in the organisation’s evolution as a leading customer-owned bank. The new brand brings together the strengths, heritage and shared values of its member communities under a single, modern Unity Bank identity.The new brand reflects Unity Bank’s commitment to delivering a simpler, more connected banking experience while remaining true to its customer-owned principles. The launch introduces a contemporary visual identity, enhanced digital experiences and a unified approach designed to better serve members across Australia.“Our new brand represents more than a new look – it reflects who we are, what we stand for and where we are headed,” said Rosanna Argall, Chief Executive Officer of Unity Bank. “As a customer-owned bank, our focus remains firmly on our members. This new identity positions us to deliver even greater value, innovation and service while preserving the personal relationships and community focus that define Unity Bank.”The new brand came together after an exhaustive process of focus groups with members, non-members and employees and follows the successful integration of all systems following the merger in March 2025.  The launch also reflects Unity Bank’s vision of creating a stronger, more efficient organisation capable of investing in better products, enhanced digital capabilities and improved member experiences.Key features of the new brand include: A modern visual identity designed to reflect the values and heritage of three strong legacy brands A unified online and mobile banking experience Enhanced accessibility and streamlined member interactions Continued commitment to enhancing our impact on our members, our communities and the planet Ongoing investment in innovative banking solutions While the brand identity is changing, Unity Bank’s core purpose remains unchanged: helping members achieve their financial goals and our commitment to ‘standing with you’ no matter what and always being there to support our members on their financial journey.“This is an exciting new chapter for our organisation,” added Rosanna Argall. “We are building on a strong legacy while creating a stronger future for our members, communities and employees.”The new Unity Bank brand will be rolled out across digital channels, branches, communications and member touchpoints progressively from 11 June 2026. Rosanna ArgallChief Executive Officer

Members are advised of updates to our Account and Access Facilities Terms and Conditions, effective 11 June 2026.   Key changes include: New brand contact details and other references to naming to accommodate the consolidation of our three brands. New information for upcoming requirements involving Comprehensive Credit Reporting. Further information will be provided on this in due course. New information for Biometric Identification to accommodate new functionality making it easier for members to complete online verification of identity. New section for Visa Click to Pay, a new secure online checkout option coming soon for members. Updates to Vulnerable Members section to expand our support for affected members. ​ While we have provided an overview of the key changes, we recommend you take the time to read through the updated Account and Access Facilities Terms and Conditions to familiarise yourself with the changes and understand how they may impact you.   By using your account and access facilities after the date the changes take effect, you agree to the updated terms and conditions applying.   We’re ready to help you If you have any questions or concerns, please contact us.

On Tuesday 5 May 2026, the Reserve Bank of Australia (RBA) announced an increase of 0.25%p.a. to the official cash rate.Following this, we have reviewed the interest rates applicable to our variable and fixed rate home loans and advise that the rates will increase by up to 0.25%p.a. for new loans effective from 14 May 2026, with increases of up to 0.25%p.a. for existing variable rate mortgage holders effective from 23 June 2026. Members with a loan account will be advised individually of any change to their interest rate and minimum repayments. Our variable savings rates including Bonus Saver Account will increase by up to 0.25%p.a. effective from 1 June 2026. Whilst changes to the RBA cash rate is one of the factors that informs our pricing decisions, there are other factors that we consider such as economic and market conditions, cost to lend and the competitor landscape. This helps us to assess and to continue to offer competitive rates to our members. If you would like further information on any of our products or services, please review the information on our website or contact us to see how we can help.

On Tuesday 17 March 2026, the Reserve Bank of Australia (RBA) announced an increase of 0.25%p.a. to the official cash rate.Following this, we have reviewed the interest rates applicable to our variable rate home loans and advise that the rates will increase by up to 0.25%p.a. for existing variable rate mortgage holders effective from 27 April 2026 and commercial variable rate mortgage holders effective from 1 April.Members with a loan account will be advised individually of any change to their interest rate and minimum repayments.Whilst changes to the RBA cash rate is one of the factors that informs our pricing decisions, there are other factors that we consider such as economic and market conditions, cost to lend and the competitor landscape. This helps us to assess and to continue to offer competitive rates to our members. If you would like further information on any of our products or services, please review the information on our website or contact us to see how we can help.

Wednesday, February 18, 2026 Members are advised of changes to our fees and charges effective 10 March 2026. We will be expanding the Consent Fee to cover consent to subdivide, substitute, lease, cross-collateralise or any other matter where we need to reassess the loan in any way. The Consent Fee will remain at $300. This expansion will result in an increase to the fee associated with security variation (from $200 to $300) and an increase in the fee associated with subdivision (from $250 to $300). We will be introducing the following new fees: Re-documentation Fee of $250 for instances where a member requests to Fixed Rate Lock after their loan offer and contract documentation has been provided, but prior to loan settlement. Foreign Cheque Deposit Fee of $20 for cheques up to $25,000 or $50 for cheques over $25,000. These changes will take effect on 10 March 2026. If you would like to discuss any of these changes, please contact us.

On Tuesday 3 February 2026, the Reserve Bank of Australia (RBA) announced an increase of 0.25%p.a. to the official cash rate. Following this, we have reviewed the interest rates applicable to our variable and fixed rate home loans and advise that the rates will increase by up to 0.50%p.a. for new loans effective from 6 February 2026, with increases of up to 0.36%p.a. for existing variable rate mortgage holders effective from 18 March 2026. Our variable savings rates including Bonus Saver Account will increase by up to 1.75%p.a. effective from 1 March 2026. Members with a loan account will be advised individually of any change to their interest rate and minimum repayments. Whilst changes to the RBA cash rate is one of the factors that informs our pricing decisions, there are other factors that we consider such as economic and market conditions, cost to lend and the competitor landscape. This helps us to assess and to continue to offer competitive rates to our members. If you would like further information on any of our products or services, please review the information on our website or contact us to see how we can help.