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  • 1 Available when at least one borrower meets essential worker criteria as a frontline ambulance officer, paramedic, firefighter, police officer, corrective services officer, nurse, aged care or disability worker, teacher, early childhood educator, defence or military personnel. For new security or new refinance applications only. Not available for existing Unity Bank Loans.
  • 2 Comparison rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. This rate is for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Credit eligibility, Scheme eligibility, terms and conditions, additional fees & charges may apply. New loans only. Valuation fee waived for one property only. Unity Bank is authorised to offer the Australian Government 5% Deposit Scheme under which the Government guarantees up to 15% (first home buyers) and up to 18% (single parents) of the value of the property. The Scheme is not a cash payment or deposit for your home loan. Purchasers must be Australian citizens or permanent residents, at least 18 years of age, meet income caps and occupy the home as their principal place of residence.

* Credit eligibility, Scheme eligibility, terms and conditions, fees and charges may apply. New loans only. Unity Bank is authorised to offer the Boost to Buy Home Ownership Scheme (the scheme) under which the Queensland Government makes a financial contribution of up to 30% (new homes) and up to 25% (existing homes) of the value of the property up to $1 million in exchange for ongoing equity in the property. Purchasers must be Australian citizens or permanent residents, at least 18 years of age, meet income caps and occupy the home as their principal place of residence.

** National Car Search (Australia) Pty Ltd ABN 51 090 920 059 (NCSA) services are for new cars only and are not available in Tasmania or NT. Limited service provided in WA. NCSA is an independent entity and Unity Bank cannot accept liability for NCSA’s services. The offer can be withdrawn at any time without notice.

All information including interest rate is subject to change. Eligibility criteria, terms and conditions, fees and charges apply. Information above has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. Target Market Determination available here. Before acquiring the product, you should read our Account & Access Facility Conditions of Use here