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Earlier this year, Unity Bank ran a promotion offering a chance to win 1 of 9 $2,000 cash giveaway prizes by taking out a new home loan, car loan, or eligible CGU insurance policy through Unity Bank between 1 March 2024 and 31 May 2024. The winners were drawn on 3 September 2024. Congratulations to our winners: Olivia, NSW Paul, SA Graham, NSW Leonie, NSW Najmeh, NSW William, NSW Shane, NSW Alaine, NSW Daniel, NSW We would also like to thank everyone who participated in the promotion. Stay tuned for our next promotion—you might be a winner next time!  

Unity Bank had the opportunity to attend the ETU WA State Conference on the 23rd and 24th of July 2024. It was an extremely successful event with a variety of different organisations attending and representing their core business products and services.  Unity Bank conducted a random prize draw via a barrel draw. There were two prizes to be won.  Congratulations to our winners John and Marcus, who attended the conference and entered our competition! John won an Ultimate Ears Boom 3 portable Bluetooth Speaker, and Marcus won a $200 EFTPOS gift card! We would also like to thank everyone who attended the event and visited our Unity Bank stall.

It's alarming to hear in the media that Australians lose over $3 billion annually to scams through various methods like emails, calls, texts, and social media. They adopt tactics such as phishing and identity theft, making it a priority for everyone to stay watchful. Here's a guide to help you stay alert and protect yourself from scams and fraud. VerifyVerify the legitimacy of anyone contacting you before sharing personal information or making financial transactions. Be cautious of unexpected messages or calls, pressuring you to act quickly or share sensitive details. Do not click on links in messages or emails. Beware of unsolicited offers                                                      Whether it's a lottery win, an inheritance from an unknown relative, or a lucrative investment opportunity, be cautious and confirm the validity of such claims before proceeding. Monitor your accounts regularly   Check your bank accounts and credit report for any unauthorized activity. Immediately report any suspicious transactions for inconsistencies to your financial institution or appropriate authorities. Install security software          Install antivirus and anti-malware software on your devices Keep your software updated to guard against the latest security vulnerabilities. Trust your Instincts                                                      If something feels off or too good to be true, it probably is. Research and consult family or friends before making decisions if something seems suspicious or too good to be true. If you have fallen victim of a scam or suspect someone has gained access to your personal information, contact Unity Bank immediately on 1300 36 2000. You can also report a scam through the Scam Watch website and find additional information on scams and how to protect yourself. 

With the recent fires at Grosvenor Mine impacting many families and communities across Australia, we again stand prepared with Unity Bank's Community Support Package to assist you: Community Support Loan​1 Special unsecured personal loan up to $10,000 Terms up to 10 years and repayment deferred up to 3 months2  Highly competitive personal loan interest rate (currently 5.25% p.a. 3 comparison rate 5.25% p.a. 4) Waived Unity Bank establishment fees and express service5 Deferred home loan repayment Deferred loan repayment option available on qualifying existing and new Unity Bank home loans and home loan refinances2 Member support Practical and tailored assistance to help you and your family get your finances back in shape If you have been impacted by recent fires, we are ready to assist. Contact Jason McKell, Relationship Manager P: 0429 523 918 E: jmckell@unitybank.com.au DisclaimerCredit eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change.1. Community Support loan applications are subject to approval.2. Loan deferment option available at the discretion of the Bank and subject to approval. Interest accrues and is capitalised to the loan throughout the approved loan repayment deferral period.3. Interest rate shown applies to an unsecured personal loan rate.4. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Interest rates are on a per annum basis.5. Other fees and charges may apply and will be specified at the time the loan is approved.Loan deferment option, community support loan and refinance offer available at the discretion of the Bank and subject to approval. 

Professional scammers are exploiting unsuspecting individuals with offers to fix account, phone, or computer issues, resulting in increasing financial losses through remote access scams. By convincing victims to download well-known screen-sharing software, criminals gain control of devices and siphon funds. Australians lost $15.5 million in 2023, with older demographics bearing the brunt of the losses. How to spot the scam Be cautious of unsolicited calls claiming device issues and impersonation of reputable institutions. Exercise caution when prompted to download remote control software. Here's how the scam operates: Victims without knowing grant scammers control over their devices, who then fabricate issues and coerce victims into divulging sensitive information. This access allows scammers to pilfer funds without detection until victims log in again. Protect Yourself: STOP – Avoid rushing into action. Hang up on anyone urging you to download software or apps over the phone. Refrain from sharing banking details, passwords, or 2-factor authentication codes during such calls. THINK – Question the authenticity of the caller. Take time to verify their identity by contacting the business independently using trusted contact details or confirming the employee's legitimacy through secure channels. PROTECT – Act swiftly if suspicions arise. Contact your bank immediately if you've disclosed financial information or made transfers. Help combat scams by reporting incidents to Scamwatch, assisting others in avoiding similar traps. If you've been affected:  Call us immediately on 1300 36 2000 if you have noticed any suspicious transactions or if you have any concerns. Seek support from IDCARE for compromised personal information. Report scams to Scamwatch and inform others to prevent future incidents.  

We have recently updated our Account & Access Facility Conditions of Use as a result of changes to the minimum age requirements of Apple Pay users. Effective 15 March 2024 Section 37.2 Digital Wallet Services now states that if you are under the age of 13, Apple Pay is not available, and you are unable to add a card in the Apple Wallet. Our latest Account & Access Facility Conditions of Use can be found here. If you would like to discuss any of these changes, please contact us on 1300 36 2000 8:00 am to 7:00 pm AEST, Monday to Friday.