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The Australian Federal Police are urging Australians to be wary of a new scam spreading across social media, in which criminals lure individuals into opening legitimate bank accounts in their own name. After the account is opened, control is then handed over to the fraudster in exchange for payment. Known as a ‘money mule scam’, this scam tricks people into becoming part of a criminal operation. The bank accounts are later used to launder money or receive funds from other fraudulent activities.Serious Legal ConsequencesWhile it may seem like a harmless favour or an easy way to make money, acting as a money mule is a criminal offence. Those who take part, knowingly or not, may face: Bank account bans or closure Permanent marks on their credit file Investigation by law enforcement Criminal charges for money laundering, which carry heavy penalties including prison time What to Watch Out ForBe cautious of the following red flags: Job offers on social media promising “quick money” for minimal effort Requests to open a new bank account for someone else to use Being asked to share your bank login details or bank card Vague explanations about the purpose of the account We take fraud prevention seriously. We monitor for unusual account activity and work closely with law enforcement and other financial institutions to shut down suspicious accounts. However, we also rely on our members to be vigilant. Never allow anyone else to use a bank account in your name.Need help?If you believe someone has gained access to your bank account and/or personal information, even if the scam appears unrelated to your finances, you should contact your bank immediately. A timely response can be critical. If you have concerns about your account contact us immediately. You can report cybercrime directly to the Australian Cyber Security Centre (ACSC). Find out how scams work, how to protect yourself, what to do if you’ve been scammed or report a scam to the Australian Competition and Consumer Commission (ACCC) via Scamwatch. As always, we remain committed to your security and privacy online. To understand how we help to keep you safe, please refer to our Security page. For information on common scams and how to protect yourself, please visit the News section of our website.

As part of our recent merger with G&C Mutual Bank, we are aligning a number of our systems and processes. This includes consolidating our statement production through a single, trusted supplier. From your next statement onwards, you may notice a change in the layout and presentation. While the format has been updated, all essential information (including your account details and transaction history) will continue to be clearly displayed and accessible. This change supports our ongoing commitment to improving efficiency, consistency, and your overall member experience. If you have any questions regarding your statement, please contact us.

Picture this: The world’s greatest athletes, the electric energy of the crowd, and the Opening Ceremony of the Olympic Winter Games Milano Cortina 2026 - live, in person. Thanks to your Unity Bank Visa card and digital wallet, this dream could be your reality!  How to Enter  Every tap counts! From 14 July to 30 September 2025, every in-person digital wallet purchase with your Unity Bank Visa card brings you closer to the ultimate winter adventure.  Every 10 eligible transactions = 1 automatic entry into our exclusive prize draw.  The more you use your -digital wallet, the more chances to win!  Prizes Grand Prize: The Ultimate Olympic Experience (Valued up to AU$123,000!)  A once-in-a-lifetime trip for two adults to the 2026 Winter Olympics in Milan, Italy, including:  Return economy airfares for two from your nearest international airport in Australia to Milan, departing 5 February 2026  Six nights’ accommodation at a minimum 4-star hotel in Milan, including daily breakfast (5–11 February 2026)  Tickets for two to the Olympic Winter Games Opening Ceremony and two additional Olympic events (events to be determined by the Promoter)  Return airport-to-hotel and hotel-to-Games transfers for a seamless experience  AUD $1,000 Flight Centre voucher to help with any domestic travel needed to reach your international departure airport    Runner-Up Prize: Perisher Snow Getaway (Valued up to AU$8,500!)  The perfect escape for two adults to Perisher, NSW, including:  Three nights’ accommodation   Two-day lift pass per person for the slopes  Two-day equipment rental per person so you’re ready to ride  AUD $1,500 Flight Centre voucher for domestic travel    Bonus Prizes: JULY Luggage Sets (10 to Win, Valued at $1,337.50 each)  Travel in style! Each JULY branded merchandise pack includes:  July Expandable Suitcase Set (Including 2 suitcases and 4 Packing Cells)  Start Tapping for Your Chance to Win!  Click below to discover how your everyday digital wallet purchases could send you all the way to the Olympic Winter Games Milano Cortina 2026!  Get those entries in with every ten (10) digital wallet purchases. Good luck!  Terms and Conditions apply, see https://www.visa.com.au/promotions/milano-cortina-2026.html . Open to AU res 18+. Cardholder, communication and travel eligibility criteria applies, see terms for details. Ends: 11:59pm AEST 30/9/25. Some transactions excluded, see terms. Draw: L3, 162 Collins St, Melb VIC 3000 on 20/10/25 at 1pm AEDT. Winners published at https://www.visa.com.au/promotions/milano-cortina-2026-winners.html  on 27/10/25. Prizes: 1x travel package for 2 adults to the 2026 Winter Olympics valued at up to AU$123k (travel between 4/2/26 & 11/2/26); 1x snow package for 2 adults to Perisher, NSW valued at up to AU$8.5k; & 10x JULY branded luggage set valued at $1,337.50ea. NSW. TP/04034. ACT. TP25/01372. SA. T25/1020 

National NAIDOC Week 2025: Celebrating culture, history, and achievement National NAIDOC Week 2025 will be celebrated across Australia from 6 July to 13 July, providing an important opportunity for all Australians to come together to recognise, reflect on, and celebrate the rich history, diverse cultures, and achievements of Aboriginal and Torres Strait Islander peoples. NAIDOC stands for National Aborigines and Islanders Day Observance Committee. The Week is an opportunity for all Australians to learn about First Nations cultures. It has grown from a day of advocacy in the 1930s to a nationwide celebration of the oldest continuing cultures on Earth. National NAIDOC Week 2025 marks 50 years of celebrating Indigenous culture, spirit, and leadership. This year’s theme, The Next Generation: Strength, Vision & Legacy, honours not only the achievements of the past but also the bright future ahead, empowered by the strength of young leaders, the vision of communities, and the legacy of Indigenous ancestors. How to get involved National NAIDOC Week is celebrated through events held across the country, both in First Nations communities and in schools, workplaces, and communities. To get involved: Attend cultural and community events – Join local festivals, art exhibitions, storytelling sessions, performances, enjoy BBQs, marches, sports events. Take part in ceremonies – Experience smoking ceremonies, Welcome to Country, and traditional dances. Celebrate Indigenous excellence – Learn about the NAIDOC Awards and outstanding Indigenous leaders. Explore local history – Discover the stories of Traditional Owners and your area’s Indigenous heritage. Support Indigenous businesses – Buy from Indigenous-owned stores and artists. Everyone is encouraged to take part, whether by joining local events, supporting Indigenous-owned businesses, exploring the works of Indigenous authors, or having meaningful conversations that foster understanding. Find local NAIDOC events in your area or learn more about the NAIDOC awards. As we journey through 2025, NAIDOC Week remains a powerful reminder of the importance of unity, respect, and reconciliation among all Australians. Let’s walk together in celebration and solidarity, honouring culture and ensuring the voices of First Nations peoples continue to be heard and valued. Indigenous initiatives Through our relationship with the Australian Mutuals Foundation, we’re proud to support Barnardos Australia’s Yurungai Learning Centre, an after-school program for Aboriginal and Torres Strait Islander primary school children that offers homework support, cultural enrichment activities, and nutritious afternoon meals. Through this partnership, we are helping build pathways for strong, resilient Indigenous communities and contributing to a more inclusive and compassionate Australia. As a member owned bank, we are committed to making banking easy, inclusive and accessible for all of our members. We are a participating lender under the Victorian Homebuyer Fund, with the Victorian Government helping to fast-track eligible Aboriginal and Torres Strait Islander participants’ path to home ownership, requiring only a 3.5% deposit and eligible for up to a 35% shared equity contribution. We have also recently commenced work on developing our Reconciliation Action Plan (RAP) to sustainably and strategically take meaningful action to advance reconciliation.Based around the core pillars of relationships, respect and opportunities, RAPs provide tangible and essential benefits for Aboriginal and Torres Strait Islander peoples, increasing economic equity and supporting First Nations self-determination. We look forward to sharing more as we progress our RAP and supporting initiatives. For more information about NAIDOC week visit the NAIDOC website.  

Members are advised of updates to our Account and Access Facilities Terms and Conditions, effective 1 July 2025. For your convenience, we have summarised the most notable changes below: Entity name change As part of the merger approval process members approved that the incorporated name will be changed from G&C Mutual Bank Limited to Unity Bank Limited within the first 12 months of the merger taking effect. We have made the decision that the effective date of that change will be 1 July 2025 and our terms and conditions have been updated to reflect this change. This does not affect how you use your account or the services we provide. Confirmation of Payee A new section has been added to our terms and conditions with respect to the soon to be implemented Confirmation of Payee. Once live, this service will check if the account name matches the payment details you enter, helping you to make an informed decision before proceeding with a payment. This update is simply to prepare for the upcoming change and does not affect how you currently use your account. ​While we have provided an overview of the key changes, we recommend you take the time to read through the updated Account and Access Facilities Terms and Conditions, to familiarise yourself with the changes and understand how they may impact you. By using your account and access facilities after the date the changes take effect, you agree to the updated terms and conditions applying. We’re ready to help you If you have any questions or concerns, please contact us.

From 1 July 2025 our incorporated name will be Unity Bank Limited. The incorporated name is the name registered with Australian Securities & Investments Commission (ASIC) as the legal company name. As a member you will continue to see the Unity Bank, G&C Mutual Bank and Reliance Bank brands. For more information about the change please see the FAQ’s below: Why did we change our incorporated name? As part of the merger approval process members approved that the incorporated name will be changed from G&C Mutual Bank Limited to Unity Bank Limited within the first 12 months of the merger taking effect. We have made the decision that the effective date of that change will be 1 July 2025. What changes can members expect? There will be no changes for members as a result of the incorporated name change. You may notice the change in the footer of our websites, terms and conditions, letterhead, and other corporate materials.    Will there be changes to how members access the website, Service Centres or Member Services? No, there will be no immediate changes to how members contact us or access our banking services as a result of this incorporated name change. We will advise you in advance of any changes to your services.   Will this affect our product, services, rate and fees? No, there will not be any changes to our products, services, rates or fees as a result of this incorporated name change. As a member, will I need to do anything because of this change? You may be required to accept updated terms and conditions in our Mobile App. The update is only related to the incorporated name change, not how you use the Mobile App. If you have any further questions regarding this change, please contact us.