Personal Lending Rates

• ¹ Available to members who have an existing home loan, are home owners or have a term deposit of $20,000 or more. Minimum loan amount $500. Minimum loan period 1 year. Maximum loan period up to 7 years. Interest is calculated daily and charged monthly.
• ² Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
• ³ Minimum loan amount $500. Minimum loan period 1 year. Maximum loan period up to 7 years. Interest is calculated daily and charged monthly.
• ⁴ Minimum loan amount $1,000. Maximum loan period 7 years. Interest is calculated daily and charged monthly.
• ⁵ Credit Card Introductory Rate is fixed for purchases and balance transfers for the first 6 months. After the 6 months, the rate reverts to our variable Credit Card Standard Rate. Minimum credit limit $1,000. Maximum credit limit $30,000 subject to ability to pay.
• ⁶ Interest is calculated daily and charged monthly. Minimum loan amount $10,000. Only available for new car loans, no internal product switches.
• ⁷ Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.

Credit eligibility criteria, terms and conditions, fees and charges apply. For new products only. All information including interest rate is subject to change. Interest rates are on a per annum basis. These products are issued by Unity Bank Limited ABN 11 087 650 315 AFSL/Australian Credit Licence 240399. Reliance Bank is a division of Unity Bank Limited. You should consider our Account & Access Facilities Conditions of Use before making a decision. To obtain a copy, phone 1300 36 2000 or visit unitybank.com.au