See the rate tables below or click the print icon to save or print as a PDF.
| Principal & Interest | ||
| Interest Rate | Comparison Rate | |
| Essential Worker Home Loan | 5.20% p.a. | 5.22% p.a. |
| Principal & Interest | ||
| Interest Rate | Comparison Rate | |
| First Home Buyer Home Loan | 5.24% p.a. | 5.29% p.a. |
| Principal & Interest | ||
| Interest Rate | Comparison Rate | |
| Vic Homebuyer (VHB) Home Loan | 5.24% p.a. | 5.27% p.a. |
| VHB Standard Variable | 6.59% p.a. | 6.62% p.a. |
| Principal & Interest | Interest Only | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| Advantage Home Loan (without offset) | 5.54% p.a. | 5.59% p.a. | 5.54% p.a. | 5.59% p.a. |
| Advantage Home Loan (with offset) | 5.64% p.a. | 5.69% p.a. | 5.64% p.a. | 5.69% p.a. |
| Interest Only | ||
| Interest Rate | Comparison Rate | |
| Bridging Loan | 8.74% p.a. | 8.84% p.a. |
| Interest Only | ||
| Interest Rate | Comparison Rate | |
| Retirees Access Home Loan | 8.47% p.a. | 8.57% p.a. |
| Balance | Principal & Interest | |
| Interest rate | Comparison rate | |
| Less than 60% LVR | 5.24% p.a. | 5.29% p.a. |
| Between 60 - 80% LVR | 5.34% p.a. | 5.39% p.a. |
| Greater than 80% LVR | 5.44% p.a. | 5.49% p.a. |
| Principal & Interest | Interest Only | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| 1 Year | 5.20% p.a. | 5.28% p.a. | 5.50% p.a. | 5.58% p.a. |
| 2 Years | 5.19% p.a. | 5.27% p.a. | 5.49% p.a. | 5.57% p.a. |
| 3 Years | 5.20% p.a. | 5.28% p.a. | 5.50% p.a. | 5.58% p.a. |
| 4 Years | 5.59% p.a. | 5.67% p.a. | 5.89% p.a. | 5.97% p.a. |
| 5 Years | 5.69% p.a. | 5.77% p.a. | 5.99% p.a. | 6.07% p.a. |
| Principal & Interest | Interest Only | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| Advantage Home Loan (without offset) | 5.84% p.a. | 5.89% p.a. | 5.84% p.a. | 5.89% p.a. |
| Advantage Home Loan (with offset) | 5.94% p.a. | 5.99% p.a. | 5.94% p.a. | 5.99% p.a. |
| Interest Only | ||
| Interest rate | Comparison rate | |
| Bridging Loan | 8.79% p.a. | 8.89% p.a. |
| Principal & Interest | Interest Only | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| Less than 60% LVR | 5.55% p.a. | 5.60% p.a. | 5.55% p.a. | 5.60% p.a. |
| Between 60 - 80% LVR | 5.65% p.a. | 5.70% p.a. | 5.65% p.a. | 5.70% p.a. |
| Greater than 80% LVR | 5.75% p.a. | 5.80% p.a. | 5.75% p.a. | 5.80% p.a. |
| Principal & Interest | Interest Only | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| 1 Year | 5.50% p.a. | 5.58% p.a. | 5.70% p.a. | 5.78% p.a. |
| 2 Years | 5.49% p.a. | 5.57% p.a. | 5.69% p.a. | 5.77% p.a. |
| 3 Years | 5.50% p.a. | 5.58% p.a. | 5.70% p.a. | 5.78% p.a. |
| 4 Years | 5.89% p.a. | 5.97% p.a. | 6.09% p.a. | 6.17% p.a. |
| 5 Years | 5.99% p.a. | 6.07% p.a. | 6.19% p.a. | 6.28% p.a. |
Eligibility criteria, terms and conditions and fees and charges apply.
* New refinance applications only. Not available for refinance of existing G&C Mutual Bank Loans. Minimum loan amount $100,000.
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