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Finance your car

Great low-cost loans for cars up to 7 years old

5.99% p.a.1
Fixed rate

6.34% p.a.2
Comparison rate

Rate available for a very limited time, from 1 October to 15 November 2024.

Get your application in by 15 November 2024.

 

Find your brand new car

National Car Search Australia* – a free service for Unity Bank members

Many of us know the struggles of spending weekends at multiple car dealers negotiating for the most competitive price possible. We have introduced a new service with National Car Search Australia to bring special benefits to our Members.

National Car Search Australia takes the stress away by sourcing your new vehicle, tailor made to suit your needs at fleet discounted prices, all without leaving the comfort of your own home. With a panel of over 100 car dealers that all compete for your sale. National Car Search Australia deals with the car yard owners' not sales staff, saving you the buyer hundreds in commission!

Unsure of what type of vehicle you need and if it fits your budget? National Car Search Australia has over 30 years' experience and can help you decide what type of vehicle will best suite your lifestyle.

How it works

Even better NCSA will waive the usual $250 search fee for Unity Bank Members! NCSA’s standard $250 search fee will apply to non-members.

Unity Bank accepts no liability for services provided by NCSA.

Rates & Features

  Fixed rate Comparison rate
Car Loan 5.99% p.a. 6.34% p.a.
Features  
Minimum amount $10,000
Maximum age of car or loan period 7 Years at time of purchase, 10 Years loan period for new vehicles
Repayments Monthly, Fortnightly, Weekly
Interest charges Calculated daily, charged monthly
Establishment fee $250
Monthly fee $0
Variable and lump sum repayments Yes
Additional repayments fee $0
Free redraw facility Yes
Auto repayments salary/account Yes

See what our Members have to say!

"I was going to buy a Toyota Hybrid and effectively I knew there was a 12 to 18 month waiting period and I had that expectation. So I rang Daren to get the ball moving and he actually found me the car within 4 days which was quite extraordinary. It was a wonderful effort and a great service."

Unity Bank Member - Kieran

Car Loan calculators

Get quick answers about your borrowing potential and minimum loan repayments with our Car Loan calculators.

Submit an enquiry today!

Frequently Asked Questions

For more related frequently asked questions, visit our FAQs page.

We are here to help

  • 1 Interest is calculated daily and charged monthly. Minimum loan amount $10,000. Only available for new car loans, no internal product switches.
  • 2 Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.

All information including interest rate is subject to change. Credit eligibility criteria, terms and conditions, fees and charges apply.

* National Car Search Australia is provided by National Car Search Australia ABN 51 090 920 059 for general information only. You should verify the accuracy and completeness of the information yourself. National Car Search Australia is not available in Tasmania or The Northern Territory. Limited service provided in Western Australia. The offer can be withdrawn at any time without notice.