Strength in Unity

Fleet Discount on your New (not used) Car*

Delivered direct to your home! You can save thousands on your next new car. Get your car and your low-rate loan all though Unity Bank, from the comfort of your home.

Australian Government 5% Deposit Scheme

The Australian Government 5% Deposit Scheme can be a lifeline for home buyers who find it challenging to save the conventional 20% deposit required to purchase a home.4

MoneyMAX Account

Achieve your goal faster with this online savings account which offers higher returns than our standard savings or transaction accounts, with no minimum balance or withdrawal restrictions.

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Explore our home pathways

Buying your home can sometimes feel like a complicated and overwhelming process, which is why we make the experience as simple and smooth as possible.

To assist you, we have our pathways outlined to help realise the dream of owning your home.

Latest News

Stay in the know with your Bank with the latest news and articles

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  • 1 Special offer only available for new security. Not available for existing Unity Bank loans. Offer ends 14 December 2025 and may be amended or withdrawn at any time.
  • 2 Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
  • 3 At the end of the fixed rate period the loan will continue as a fixed rate loan for the same period, unless you choose a different fixed rate period or a variable rate product. Offset account not available on this product.

4 Credit eligibility, Scheme eligibility, terms and conditions, additional fees & charges may apply. New loans only. Valuation fee waived for one property only. Unity Bank is authorised to offer the Australian Government 5% Deposit Scheme under which the Government guarantees up to 15% (first home buyers) and up to 18% (single parents) of the value of the property. The Scheme is not a cash payment or deposit for your home loan. Purchasers must be Australian citizens or permanent residents, at least 18 years of age, meet income caps and occupy the home as their principal place of residence. Target Market Determination available here. The information on this page is correct at the time of publishing but may change at any time without notice to you.

* National Car Search (Australia) Pty Ltd ABN 51 090 920 059 (NCSA) services are for new cars only and are not available in Tasmania or NT. Limited service provided in WA. NCSA is an independent entity and Unity Bank cannot accept liability for NCSA’s services. The offer can be withdrawn at any time without notice.

All information including interest rate is subject to change. Eligibility criteria, terms and conditions, fees and charges apply. Information above has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. Target Market Determination available here. Before acquiring the product, you should read our Account & Access Facility Conditions of Use here